Loan Calculator (car & personal)
Monthly payment, total interest and a full repayment schedule. Free, no sign-up, works in your browser.
Repayment schedule by year
For illustration only — your lender’s figures can differ because of fees, insurance and rate changes. This is not financial advice.
🔒 100% private — processing happens in your browser. Nothing is uploaded.
How to use the loan calculator
- Enter the loan amount, the yearly interest rate and the term.
- See the monthly payment, the total interest and when the loan is paid off.
- Add an extra monthly payment to see how much time and interest you save.
Works for mortgages, car loans and personal loans with a fixed rate and equal monthly instalments (annuity). The yearly schedule shows how each year’s payments split into principal and interest. Any currency works — just type the numbers.