Savings Goal Calculator

How much to save each month to reach a goal on time. Free, no sign-up, works in your browser.

For planning only — not financial advice. Interest assumed compounded monthly; tax on interest (DIRT in Ireland) is not included.

🔒 100% private — processing happens in your browser. Nothing is uploaded.

How to use the savings goal calculator

  1. Enter your savings goal — a car, deposit, holiday or emergency fund.
  2. Add what you already have, the number of months and the interest rate of your savings account.
  3. See the monthly (and weekly) amount you need to put aside and how the balance grows.

Breaking a big goal into a monthly amount makes it achievable — set up a standing order on payday for that amount. Interest helps more the longer you save. This is a simple planning tool, not financial advice.